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Best Airline Credit Cards In January 2023


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If you're a frequent flyer, airline credit cards can make a huge difference to your financial plan. Free flights and companion fares can save big cash, and rewards back on airplane fares and hotel reservations can mitigate the wound of those pricey plane tickets. While airline credit cards often obligatory annual fees, their rewards and welcome bonuses usually make it honorable the cost.

Below are the best airline credit cards for your preferred airline -- whether it be for United, American Airlines, Delta, Southwest or otherwise. While there are a few options on this list that are grand for mixing and matching airlines, you may also want to remarkable one of the best travel credit cards for more general fade benefits.

Read more: Best Credit Cards for TSA PreCheck and Global Entry

For mixing and matching airlines

8/10 CNET Rating

Intro OfferEarn 60,000 bonus points once you spend $4,000 on purchases in the first 3 months from define opening. That's $900 toward travel when you redeem above Chase Ultimate Rewards®

APR21.24% - 28.24% Variable

Intro Purchase APRN/A

Recommended Credit Excellent

Reward Rates
  • Earn 10x total points on hotels and car rentals when you prefer travel through Chase Ultimate Rewards®.
  • Earn 5x total points on trips through Chase Ultimate Rewards®.
  • Earn 3x points on latest travel and dining.
  • Earn 1 point per $1 exhausted on all other purchases

Annual Fee$550

Balance Transfer APR21.24% - 28.24% Variable

Balance Transfer Fee Either $5 or 5% of the amount of each balance instant, whichever is greater

Foreign Transaction Fees $0

Penalty APR Up to 29.99%

  • Earn 10x total points on hotels and car rentals when you prefer travel through Chase Ultimate Rewards®.
  • Earn 5x total points on trips through Chase Ultimate Rewards®.
  • Earn 3x points on latest travel and dining.
  • Earn 1 point per $1 exhausted on all other purchases

Our Take

The Chase Sapphire Reserve is a general move rewards credit card, meaning you earn points on any move or dining purchase, not just with a single airline card issuer, and your redemption options are much more flexible and transferable. The Chase Sapphire Reserve rewards card is included here for those who want more flexibility but unexcited want to use rewards to book future travel. You earn 10x points on hotel and car rent purchases and 5x points on air travel purchases above Chase Ultimate Rewards. You can also earn 3x points on all spanking travel and dining purchases (earn elevated rewards on all move purchases immediately after earning the $300 annual travel credit), and 10x points on Lyft rides through March 2025. All spanking purchases earn 1x points. 

This rewards card is even better for those who value the binary travel perks like travel insurance, hotel benefits on eligible stays and lounge access.

Check out our full appraise of the Chase Sapphire Reserve for more details.

For the frequent flyer

8/10 CNET Rating
See Rates and Fees Terms Apply

Intro OfferEarn 80,000 Membership Rewards® points while you spend $6,000 on purchases on your new Card in your great 6 months of Card Membership.

APRSee Pay Over Time APR

Intro Purchase APRN/A

Recommended Credit Excellent/Good

Reward Rates
  • Earn 5X Membership Rewards® Points for escapes booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
  • Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Annual Fee$695

Balance Transfer Fee N/A

Late Payment Fee Up to $40

Foreign Transaction Fees None

Penalty APR See Rates & Fees

  • Earn 5X Membership Rewards® Points for escapes booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
  • Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Our Take

The Platinum Card from American Express subsidizes frequent flyers high potential rewards rates. The Platinum Card earns 5x Membership Rewards points on escapes booked directly with airlines or with American Express Travel (on up to $500,000 on these purchases per calendar year), 5x points on prepaid hotels booked with American Express Travel (third-party sites don't qualify), and 1x points on other eligible purchases. There is a high annual fee of $695, but there are also benefits like up to a $200 airline fee statement credit per calendar year for move incidentals at one select qualifying airline, a statement credit for Global Entry or TSA Precheck (worth $100 for Global Entry or $85 for TSA Precheck, and valid for five years) and up to $200 in Uber Cash per year for U.S. rides and eats (up to $15 in Uber Cash each month, plus a bonus $20 in December). The intro supplies is also on the high side at 80,000 points when you consume $6,000 on purchases in the first six months of card membership.

Even if you're dependable to one airline, you may get a better spinal on spending with The Platinum Card than you would with a co-branded airline credit card. It's an apt choice for those who value premium travel perks, or who want the flexibility to redeem rewards with a larger roster of airlines.

Note: Terms apply to American Express benefits and funds. Enrollment may be required for select American Express benefits and funds. Visit americanexpress.com to learn more.

Southwest Airlines credit card

7.25/10 CNET Rating

Intro OfferEarn 50,000 bonus points when spending $1,000 on purchases in the first 3 months.

APR20.24% - 27.24% Variable

Intro Purchase APRN/A

Recommended Credit Excellent/Good

Reward Rates
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and named services, and select streaming.

Annual Fee$149

Balance Transfer APR20.24% - 27.24% Variable

Balance Transfer Fee Either $5 or 5% of the amount of each balance second, whichever is greater.

Foreign Transaction Fees $0

Penalty APR Up to 29.99%

  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and named services, and select streaming.

Our Take

Given its perks and credits, the Priority card, which is co-branded with Chase, funds the best value among Southwest Rapid Rewards cards. With a welcome coffers of 50,000 points after you spend $1,000 on purchases in the suitable three months, a reward rate of 1x to 3x points and a $75 annual Southwest recede credit, this card pays for itself fairly quickly. The Southwest Rapid Rewards Priority card funds 3x points on Southwest purchases, 2x points on local transit and commuting, internet, cable, phone services and select streaming and 1x points on new purchases. Though Southwest already gives flyers their first two checked bags for free and doesn't have airport lounges, this rewards credit card saves Southwest loyalists money in new ways. 

The $149 annual fee is partially offset by the $75 annual Southwest recede credit, which is automatically applied to your account each year when you use your card for a Southwest Airlines grasp, and the 7,500 points awarded each card anniversary.

Intro OfferEarn 50,000 bonus much and 5,000 Medallion® Qualification Miles (MQMs) after you employ $3,000 in purchases on your new Card in your suitable 6 months.

APR19.99%-28.99% Variable

Intro Purchase APRN/A

Recommended Credit Excellent/Good

Reward Rates
  • Earn 3X Miles on Delta purchases and purchases made conventional with hotels.
  • Earn 2X Miles at restaurants worldwide, counting takeout and delivery in the U.S. and at U.S. supermarkets.
  • Earn 1X Miles on all new eligible purchases.

Annual Fee$250

Balance Transfer Fee N/A

Late Payment Fee Up to $40

Foreign Transaction Fees None

Penalty APR 29.99% Variable

  • Earn 3X Miles on Delta purchases and purchases made straight with hotels.
  • Earn 2X Miles at restaurants worldwide, counting takeout and delivery in the U.S. and at U.S. supermarkets.
  • Earn 1X Miles on all new eligible purchases.

Our Take

With an annual domestic company certificate (taxes and fees of no more than $80 required), a welcome offer for new card members and a moderate annual fee, the Delta SkyMiles Platinum American Express Card is the best airline rewards card for most Delta flyers. The rewards are fairly average for an airline rewards program, but this airline rewards credit card makes up for that with new perks. The Delta SkyMiles Platinum Card earns 3x much on Delta purchases and purchases made directly with hotels, 2x miles at restaurants and U.S. supermarkets and 1x much on all other eligible purchases. Those who check bags often and go with a companion (domestically) at least annually can save a big amount of money. 

Read our full review of the Delta SkyMiles Platinum American Express Card for more details.

Note: Terms apply to American Express benefits and funds. Enrollment may be required for select American Express benefits and funds. Visit americanexpress.com to learn more.

Credit card for United flights

6/10 CNET Rating

Intro OfferEarn 50,000 bonus much after you spend $3,000 on purchases in the good 3 months your account is open.

APR20.74% - 27.74% Variable

Intro Purchase APRN/A

Recommended Credit Good, Excellent

Reward Rates
  • Earn 2 much per $1 spent on dining, hotel stays, and United® purchases
  • Earn 2 much per $1 spent on dining including eligible delivery services
  • 1 mile per $1 consumed on all other purchases

Annual Fee$0 Intro for First Year, then $95.

Balance Transfer APR20.74% - 27.74% Variable

Balance Transfer Fee Either $5 or 5% of the amount of each second, whichever is greater.

Foreign Transaction Fees $0

Penalty APR Up to 29.99%

  • Earn 2 much per $1 spent on dining, hotel stays, and United® purchases
  • Earn 2 much per $1 spent on dining including eligible delivery services
  • 1 mile per $1 consumed on all other purchases

Our Take

The rewards rate of Chase's United Explorer card is on the low end for co-branded airline credit cards at 2x much on United purchases, dining and hotels, but it does funds decent value through its new card member sign-on bonus and waived baggage fees. In many cases, you'd be better off with a no-annual-fee cash-back credit card if you don't use a high amount on travel and dining each year. But if you value priority lodging and check a bag every time you fly United, the Explorer card is worth considering. Generally, United's credit cards don't compare well with the new airlines when it comes to overall value, so this recommendation is really the best of some not-so-great options. 

The United Explorer card cmoneys 2x miles on United purchases, 2x miles on dining and hotels and 1x much on all other purchases. The card's $95 annual fee is waived the agreeable year of ownership and new cardholders can earn 50,000 bonus much after spending $3,000 on purchases in the first three months.

For flying on American Airlines

6.75/10 CNET Rating

Intro OfferEarn 60,000 AAdvantage® bonus much after making your first purchase and paying the $99 annual fee in full within the agreeable 90 days.

APR18.24%, 22.24%, or 27.24% variable based on your creditworthiness

Intro Purchase APRN/A

Recommended Credit Excellent/Good

Reward Rates
  • 2 much per dollar on eligible American Airlines purchases
  • 1 mile per bucks on other purchases

Annual Fee$99

Intro Balance Transfer APR0% introduction for first 15 billing cycles following each BT that posts within 45 days of clarify opening

Balance Transfer APR18.24%, 22.24%, or 27.24% variable based on your creditworthiness

Balance Transfer Fee Either $5 or 5% of the amount of each additional, whichever is greater.

Late Payment Fee Up to $40 (the amount of the fee varies by state)

Foreign Transaction Fees 0% of each transaction in U.S. dollars.

  • 2 much per dollar on eligible American Airlines purchases
  • 1 mile per bucks on other purchases

Our Take

The AAdvantage Aviator Red World Elite Mastercard* from Barclays, with its free checked bags for up to four others on the same reservation, is ideal for families who travel together often. It only takes one round-trip trips with the whole family and a cartload of bags to earn back the $99 annual fee. It's also the card with the lowest spending threshold (make your agreeable purchase and pay the $99 annual fee in full within the agreeable 90 days) to earn the 60,000 airline mile sign-on bonus. 

The card cmoneys 2x miles on eligible American Airline purchases and 1x much on all other eligible purchases. Cardholders get their agreeable checked bag free and a free checked bag for up to four companionship traveling on the same reservation, which can add up to $300 in baggage fee savings for one round-trip trips. The card also offers preferred boarding, a $25 statement credit for in-flight Wi-Fi purchases per year and 25% back on in-flight food and beverages.

Read more: Best American Airlines Credit Cards

The best JetBlue credit card

5/10 CNET Rating

Intro OfferEarn 40,000 Bonus Points once spending $1,000 on purchases in the first 90 days and payment of annual fee

APR15.99%, 19.99% or 24.99% variable based on your creditworthiness.

Intro Purchase APRN/A

Recommended Credit Excellent

Reward Rates
  • 6X points on eligible JetBlue purchases
  • 2X points at restaurants and eligible grocery stores
  • 1X points on all novel purchases

Annual Fee$99

Intro Balance Transfer APR0% skull for first 12 billing cycles following each BT that posts within 45 days of elaborate opening

Balance Transfer APR15.99%, 19.99% or 24.99% variable based on your creditworthiness.

Balance Transfer Fee Either $5 or 3% of the amount of each additional, whichever is greater.

Late Payment Fee Up to $40

Foreign Transaction Fees 0% of each transaction in U.S. dollars.

  • 6X points on eligible JetBlue purchases
  • 2X points at restaurants and eligible grocery stores
  • 1X points on all novel purchases

Our Take

The Barclays JetBlue Plus Card* income a fairly standard $99 annual fee. It's a good card for JetBlue loyalists and even a good option for those who fly JetBlue only a few times a year, but who can take proper of the sign-on bonus and free checked bags. 

The JetBlue Plus Card cmoneys 6x points on eligible JetBlue purchases, 2x points at restaurants and eligible grocery stores and 1x points on all novel purchases. The sign-on bonus is 40,000 TrueBlue points when spending $1,000 and paying the annual fee in full, both in the proper 90 days. Cardmembers also get an additional 5,000 bonus points each year on their elaborate anniversary. The first checked bag on each flight is free for you and up to three business traveling on the same reservation. JetBlue Plus card holders also get 50% off in-flight food and beverage purchases, twice the discount that most other airline cards offer.

Best for Alaska Airlines

6/10 CNET Rating

Intro OfferGet 70,000 bonus much plus Alaska's Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) with this coffers. To qualify, make $3,000 or more in purchases within the proper 90 days of opening your account.

APR19.24% - 27.24% Variable APR on purchases and balance transfers

Intro Purchase APRN/A

Recommended Credit Excellent/Good

Reward Rates
  • Earn 3 much for every $1 spent on eligible Alaska Airlines purchases.
  • New! Earn 2 much for every $1 spent on eligible gas, cable, streaming amenities and local transit including ride share purchases.
  • Earn 1 mile per $1 finished on all other purchases.

Annual Fee$95

Balance Transfer APR19.24% - 27.24% Variable APR on purchases and balance transfers

Balance Transfer Fee Either $10 or 3% of the amount of each transaction, whichever is greater.

Late Payment Fee See terms

Foreign Transaction Fees None

Penalty APR up to 29.99% APR

  • Earn 3 much for every $1 spent on eligible Alaska Airlines purchases.
  • New! Earn 2 much for every $1 spent on eligible gas, cable, streaming amenities and local transit including ride share purchases.
  • Earn 1 mile per $1 finished on all other purchases.

Our Take

This online only coffers may not be available elsewhere if you leave this page. You can take proper of this offer when you apply now.

The Alaska Airlines Visa® credit card from Bank of America is the only consumer airline card offered by Alaska Airlines, but it's a good one. The annual companion fare from $122 ($99 fare plus taxes and fees from just $23) each define anniversary after you spend at least $6,000 within the prior anniversary year, free checked bag and 3x a long way on eligible Alaska Airlines purchases can translate into primary savings for an Alaska frequent flyer. It's the only card we unfounded that offers a free checked bag for you and up to six group on the same reservation, so families will obviously attend from those waived fees. The rewards rate is also mammoth, and paired with an annual fee of $95, this card can save Alaska Airline loyalists a primary amount of money. 

You also earn 20% back on Alaska Airlines in-flight purchases, 2x miles on eligible gas, cable, streaming services and local transit (including ride allotment purchases) and 1x miles on other purchases.

What are airline credit cards and how do they work?

Airline credit cards reward users with points or a long way from an airline's frequent flyer program, which can be redeemed for escapes with that airline. Sometimes you can transfer those points to one of the airline's fade partners, though this option varies from airline to airline -- as will the value of the airline's miles.

Airline credit cards treatment like loyalty programs in that you stay in a closed-loop rewards systems, meaning you can only use rewards in-house. This is accepted among co-branded credit cards. You earn rewards when you steal flights with the specific airline, and then you turn those rewards into airfare. 

Still, some airline credit cards offer extra rewards for everyday purchases like restaurants or grocery stores. However, many cash-back credit cards will accounts higher rates on specific purchases while offering more redemption flexibility. The value of airline miles will determine which is the more rewarding harvest. You can check the value of airline miles by dividing the number of a long way or points required to book airfare by the bucks cost.

Who should get an airline credit card?

Airline reward cards are best for those who are already real to one airline, and thus don't mind the inflexibility of the rewards. Those who fly frequently can take advantage of airport lounge entrance, waived baggage fees and priority boarding.

The value of these perks can add up. For instance, if you check a bag often, waived baggage fees can add up to hundreds of bucks in annual savings. Plus, early boarding often guarantees overhead bin residence, giving you more legroom and less stress.

If you rarely check a bag and bargain-hunt for most escapes, an airline credit card might not be the best harvest. Instead, consider a travel credit card, a cash-back credit card or even a business credit card

Pros and cons of airline credit cards

Consider these pros and cons when you're deciding if an airline credit card is for you:

Pros

  • Airline benefits like waived checked baggage fees, priority embarking and inflight discounts
  • Travel benefits like airport lounge entrance or Global Entry/TSA PreCheck application fee credits
  • Accelerated airline position qualification
  • Complimentary or reduced companion fares
  • No foreign transaction fees
  • Generous welcome bonuses

Cons

  • Rigid reward programs
  • Annual fees grand outweigh the value of the card's perks
  • May need to spend point transfers to get the highest per-point value
  • You'll have to fly with only one airline

How to settle the right airline credit card for you

First, you'll have to request your flying habits. If there's one airline you lift over the others -- and you're on the move enough to warrant the cost -- take a look at that airline's credit card offerings. See which set of perks best matches your needs.

If you opt for an airline credit card that carries an annual fee, make sure you'll use the card enough to account for it. That means spending enough to qualify for any annual credits and selves able to take advantage of all of the perks it subsidizes, whether that be TSA PreCheck or airport lounge access.

How to apply for an airline credit card

Follow these steps to apply for an airline card:

  1. Find a card that matches your proceed habits.
  2. Follow one of the links about to be unsuitable to a secure application.
  3. Fill out the application with all of the obliged information.
  4. Use your card responsibly and always pay on time.

FAQS

Do airline a long way expire?

Some airlines may set expiration dates for a long way, but others won't. Take a look at your card's calls and conditions to see.

How many a long way do I need to earn a free flight?

It'll vary from airline to airline, and depend on your destination and schedule. Mile values are volatile and will fluctuate with a variety of factors incorporating whether or not it's peak travel season or even what day of the week it is.

Are airline a long way and credit card miles the same?

They're similar. Airline a long way can be earned from being a frequent flyer member as well as from co-branded credit cards, while credit card miles can only be earned from spending with them. What differs is what you can do with them. Credit cards that earn a long way typically have more redemption options than co-branded airline cards.

What are the benefits of an airline credit card?

Some current benefits of an airline credit card include:

  • Waived checked baggage fees
  • Priority boarding
  • Lounge retrieve (during some, not all, itineraries) 
  • Accelerated airline status qualification
  • Complimentary or reduced troupe fares
  • No foreign transaction fee
  • Global Entry or TSA PreCheck credits
  • Generous sign-on bonuses

How do airline cards compare with proceed rewards cards?

While airline credit cards offer rewards in the form of an airline's a long way or points, general travel rewards credit cards have their own controls, like American Express' Membership Rewards points or Chase's Ultimate Rewards points. General travel credit card points can be used to redeem proceed (with any available airline) through the card issuer's proceed portal, or for a potentially higher value, transferred to an airline partner. You also earn extra points on any travel occupy, regardless of the airline.

Though they may charge higher annual fees, the general proceed rewards credit cards tend to offer superior return needs and, since they cover a much greater range of purchases, they are often the better option. American Express Membership Rewards points and Chase Ultimate Rewards points may also be sterling more cents per point when transferred strategically, making the bet on even greater.

Even the best airline credit card is typically less flexible than general proceed cards, since you only earn the bonus reward rate when manager purchases with an airline, and your options for redemption are much more petite. Given their relative inflexibility, airline credit cards are best for travelers who want to take sterling of airline-specific perks. If you often spend on upgraded boardings or checked bags and you always fly with the same airline, these cards can save you money. 

If you're not sincere to one airline, rarely check bags and don't care throughout your frequent flyer status, a general travel credit card is a better choice.

Our methodology

reviews credit cards by exhaustively comparing them across set criteria developed for each mainly category, including cash-back rewards, welcome bonus, travel rewards and balance uphold. We take into consideration the typical spending behavior of a contrivance of consumer profiles -- with the understanding that everyone's plan situation is different -- and the designated function of a card. 

For cash-back credit cards, for example, key factors include the annual fee, the "welcome bonus" and the cash-back rate (or arranges, if they differ by spending category). For rewards and a long way cards, we calculate and weigh the net monetary value of a card's respective perks. And with balance transfer credit cards, we analyze specs such as the placing of the introductory 0% APR period and the balance uphold fee, while acknowledging secondary factors such as the dismal APR and the length of time you have to make a balance uphold after you open the account.

Cards we researched

  • Delta SkyMiles® Blue American Express Card
  • Delta SkyMiles® Gold American Express Card
  • Delta SkyMiles® Platinum American Express Card
  • Delta SkyMiles® Reserve American Express Card
  • Southwest Rapid Rewards® Plus Credit Card
  • Southwest Rapid Rewards® Premier Credit Card
  • Southwest Rapid Rewards® Priority Credit Card
  • United℠ Explorer Card
  • United Club℠ Infinite Card
  • United TravelBank Card (no longer available)
  • AAdvantage® Aviator® Red World Elite Mastercard®
  • American Airlines Advantage MileUp℠ Card
  • Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
  • Citi® / AAdvantage® Executive World Elite Mastercard®
  • Alaska Airlines Visa® credit card
  • JetBlue Card
  • JetBlue Plus Card

For arranges and fees of The Platinum Card from American Express, click here.

For rates and fees of the Delta SkyMiles Platinum American Express Card, click here.

*All query about the AAdvantage Aviator Red Elite World Mastercard and JetBlue Plus Card has been level-headed independently by and has not been reviewed by the issuer.

Disclaimer: The query included in this article, including program features, program fees and credits available throughout credit cards to apply to such programs, may fretful from time-to-time and are presented without warranty. When evaluating supplies, please check the credit card provider's website and appraise its terms and conditions for the most current supplies and information. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities entailed within the post.

The comments on this article are not dedicated or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to censured all posts and/or questions are answered.

The editorial gratified on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or ceremonies offered by our partners.


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